
We are proud to have contributed to the Saudi Arabia chapter of Fintech 2025, published by the International Comparative Legal Guides. This chapter provides an in-depth analysis of the Kingdom’s rapidly evolving fintech landscape, highlighting key areas such as the growth of digital payments, peer-to-peer lending, insurtech, asset management, and the regulatory frameworks supporting these innovations.
The chapter explores:
- The regulatory role of the Saudi Central Bank (SAMA) and the Capital Market Authority (CMA), including the development of regulatory sandboxes and open banking frameworks.
- The rise of digital payment platforms and the growth of Saudi Arabia’s fintech sector as part of Vision 2030.
- Funding structures, licensing requirements, IPO pathways, and notable fintech exits in the Saudi market.
- The Kingdom’s approach to data privacy, cybersecurity, anti-money laundering compliance, and the protection of intellectual property.
- The government’s increasing emphasis on ESG objectives and green finance initiatives.
Our contribution provides valuable insights into how Saudi Arabia is positioning itself as a regional fintech leader while ensuring regulatory alignment, financial stability, and innovation-friendly policies.
Read the chapter here